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In accordance with the demand of the client on financial management, ICBC can assist client effectively operate and monitor the fund inflow, outflow and retaining, offer perfect information service, realize the synchronized flow of the funds and information, enhance the close combination of the fund flow and logistics, and provide more comprehensive information support for business decision-making.
1. Account Income and Expenditure Management
In according to the demand of the client, ICBC can control the payment of bank deposit of client or transfer income funds to appointed account. The service is applicable to the groups and institutions with demands of centralized fund management.
?Help client realize management mode "separation of expense from income". Every subsidiary of the group sets an income account and an expenditure account; the funds of income account can be transferred to account appointed by the parent company only and the funds of expenditure account can be transferred from the account appointed by the parent company only so as to realize centralized control on payment and ensure the funds collected safety.
2. Account Balance Management
In according to the demand of the client on fund management, ICBC can assist client to control the balance of the accounts of the member units, transfer all or part funds of the accounts to appointed accounts in terms of the agreed time limits, and maintain "Zero" balance or agreed balance of the accounts. The service is applicable to the groups and institutions with demand of centralized fund management.
?In accordance with the requirements of the clients, make agreements on the balance collection time and set the line of retained balance so as to realize the goal of the minimized fund occupancy.
3. Payment Control
When client requires to control the deposit payment in order to ensure key payment, ICBC can offer account payment control service and retain the balance of the account based on the instruction of client; ICBC also can offer control service on the amount of single or periodical accumulated payment in order to satisfy the demand of the client on control and management of the payment amounts of the members units. The service is applicable to the single and group clients with demand on account fund payment control.
?Set control period and amount in accordance with the demand of the client, and offer payment control service, including top limit of the single payment, limit of intraday accumulated payment and limit of periodical accumulated amount.
?Assist client to manage fund position and give priority to the key payment of the client.
4. Account Information Service of Internet Banking
Client can log on the Corporate Internet Banking system, customize required personalized account information service and enquire about the account balance, historical records of transaction, E-statement and bank slip at any time. The service is applicable to all ICBC's Internet Banking clients.
?7*24 hour service, update information in real time.
?Group client can enquire about the account information of its member units as agreed.
?Detailed contents, accurate information and convenient transaction.
5. Account Information Service of Telephone Banking
Client can call 95588 anytime, enquire and download account information through Telephone Banking system of ICBC. The service is applicable to all Telephone Banking clients.
?Convenient operation, timely and accurate information delivery.
6. Account Information Service of Banking Outlets
Client can enquire about the account information of the enterprise through any comprehensive banking outlets of ICBC. The service is applicable to all clients that have established accounts in ICBC.
?Nationwide service network and strong system function of ICBC can offer account information service in an all round way.
?Offer account information services like printing, customization and supplementation of statements, supplementation and arrangement of bank slips.
7. ICBC Messenging Service
In accordance with demand of client, ICBC can offer real-time information report through short message of mobile phone or E-mail in terms of information contents customized by the client. The service is applicable to all clients that have established accounts in ICBC.
?Information Contents: balance change reminding service, new business promotion, sales promotion, blessing, reminding, recovery of card overdraft, recovery of overdue payment for goods, finance information, information processing of Mobile Banking (short message) business, etc.
?Timely deliver account information in order to assist client to management funds.
?Real-time linkage of account change in order to ensure the funds of the account safety.
8. MT940 Client Statement Support
In accordance with the demand of client on account enquiry, ICBC can offer trans-bank MT940 Statement through SWIFT system. The service is applicable to the clients that have established accounts in ICBC.
?Standard format is easy for checking account.
?Trans-bank integrated account checking information and centralized account management.
9. Corporate Annuity Fund Custody
ICBC can offer corporate annuity fund custody service for the enterprise that has established an annuity plan. The service is applicable to assignees (Corporate annuity Councils or entrusted legal person institutions) of annuity plans of various enterprises, labor and social security departments of levels.
?In accordance with the laws and regulations of the state and the requirements of assignees, ICBC supervises the investment and operation of the annuities, and ensures that the commissioned annuities are invested as agreed and the assets of annuities are complete, independent and safe.
?Establish a separate account for corporate annuity fund, adopt separate settlement, offer report to assignee about the operation of corporate annuity fund.
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